My goal is to provide excellent, clearly defined services to everyone I come in touch with - friends, buyers, and sellers or people just seeking information. As a Licensed Real Estate Agent/Realtor in the Chicago Land Area, I am completely committed to all of my clients and will always provide the best service possible. I observe the REALTORS Code of Ethices and Conform my conduct to it's lofty ideals.
During the coming months, home loan shoppers should ask competing lenders how they handle pricing when scores come in low. Ask whether the lender will inform you if something in your files is dragging down your scores and raising your fees and rates. You should also request a free credit report in advance of any application by visiting http://www.annualcreditreport.com. This is especially important in 2010 because virtually all major mortgage sources -- including Fannie Mae and Freddie Mac -- have raised their credit-score cutoffs for the best rate quotes and lowest fees.
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