Check out these Web sites

Recommended by the Partnership for HomeOwnership foundation, Illinois' leader in homeownership programs for lower income families and individuals.

• Assets Illinois homeownership savings program, www.dhs.state.il.us
• Compare credit card ratings, www.cardratings.org
• Money management tips, www.personalbudgeting.com or www.smartmoney.com
• Compare telephone company rates, www.comparecalls.com
• Free credit report, www.annualcreditreport.com