Free annual credit report

Just a reminder that you are entitled to receive a free annual credit report. And, there's only one site that you should be using: www.annualcreditreport.com

You can get a FREE Credit Report! That's right. Under the federal Fair Credit Report Act (FCRA), each of us can request one free copy of our credit report every 12 months. The program started in the western states in December 1, 2004, and is being phased in over nine months throughout the United States to all Americans.

I think you should get a copy of your credit report and review it for accuracy. Inaccurate information could effect you in may ways, including your ability to obtain a loan for your home purchase, and will help you guard against identity theft.

To order you free credit report, the three nationwide consumer reporting companies (Equifax, Experian and TransUnion) have set up one website, tollfree telephone number and mailing address for you to use. The toll free number is 1-877-322-8228 and the website is www.annualcreditreport.com. You can also complete the Annual Credit Report Request Form (available at www.ftc.gov/credit) and send it to: Annual Credit Report Request Service, P.O. Box 105281, Altanta, Georgia 30348-5281.

Be Careful! Do Not Be Tricked Into Using Other Companies Or Services!